当你买了一部新手机时,你可能想知道你需要保险还是保修。 这两种选择都能保护你的投资,但有什么不同呢? 我们来看一看,帮你决定哪个最适合你。
什么是流动电话保险?
购买手机时,重要的是了解加入哪种保险,是否包含保证。 下面是不同类型的保险及其福利:

手机保险与保修。 有什么区别?

手机保险通常是为了在您拥有手机时意外损坏、失窃或丢失而设计的。 这种类型的保险在费用和保险范围方面可能差别很大。 有了保修,制造商通常会提供额外的保护,防止设备中的缺陷,这些缺陷不属于保险范围。 这可以包括诸如屏幕损坏或硬件问题之类的问题。

每种保险都有利弊。 手机保险通常比保修更便宜,但它并不总是包括所有可能发生在手机上的情况。 保修期可能更贵,但它们可能提供比手机保险选项更全面的保障。 重要的是要考虑哪些东西是你需要保护的,哪些选择最物有所值
什么是保证书?
什么是保修?
保修是一种为制造商或零售商的商品提供一定时期内在工艺和材料方面出现缺陷的保险。 保修可以购买有保险和无保险,通常比手机保险为买家提供更多的保护。

保修通常包括由制造或设计缺陷引起的故障,但也包括事故、误用或疏忽造成的损坏。 虽然大多数保修都给予客户将设备带回零售商或制造商进行维修或更换的选择,但有些保修或更换政策包括有限的维修或更换政策,排除某些地区。

手机保险只保障在使用过程中发生的机器丢失或损坏,因此与保证不同。 根据保险单的不同,保险范围可以是临时性的,也可以是永久性的。 手机保险通常比保修更便宜,但不包括意外损坏、误用或疏忽的保险。
流动电话保险及保证如何运作
手机保险和保修是两种不同类型的保险,可以保护您的设备,如果有什么问题。

产品保修期为固定期限, 通常为一年. 如果在此期间产品没有达到制造商的标准,保修政策涵盖你修理或更换。

相反,手机保险是很多通信公司和保险公司提供的选择服务。 有了手机保险,无论你的设备是否保修,你都可以得到意外损坏或丢失的保险。 在大多数情况下,你每年只需支付一次保险金。
手机保险与保修的利与弊
当你买一部新手机时,你可能会被诱惑去购买手机保险和保修。 但有什么区别? 下面是各有利弊的细分:

流动电话保险

优点:
– 保护您的设备免受损坏或被盗。
– 如果您的设备被盗或丢失,可以赔偿丢失、损坏或被盗。
– 在发生火灾或洪水等灾害时,可以提供财政救济。
缺点:
– 可能无法弥补所有与您的手机有关的损失或费用。
– 可能不包括更换手机的相关费用(如新设备的费用)。
保证书
四. 结论
当你购买移动电话时,制造商通常包括保修和保险套餐。 这是为了在意外损坏或被盗时保护你。 保证: 如果手机在拥有后第一年内出现问题,制造商通常会免费修理或更换。 如果你没有把电话用于预定用途,结果它损坏(例如,如果你把它弄丢了),你也可以要求你的保修。 保险: 你的手机保险包括因洪水或地震等自然灾害造成的损失、失窃和损坏。 如果别人知道你的密码或密码,也可以赔偿损失。
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作者 Zeng Zhuojun

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