这是1981年以来的最大增幅,当时两位数的通货膨胀使工资上涨了11%以上。 社保局今天说,2023年的福利将增长8.7%。 70万美国人受到生活费调整的影响,其中包括4800万退休雇员、他们的妻子和受扶养人,以及那些退休人员。 领取残疾和遗属津贴以及补充保障收入。 到2023年,一般退休工人的月收入将从今年的1681美元增加到1827美元,增加146美元。

社会保障署今日亦表示,最高应缴社会保障税(又称工资基数)将于2023年增加9%,由2022年的147,000元增至160,200元。 这一调整是基于全国平均工资指数而不是CPI的变化,并将导致6%左右的工人的税收增加。 国会授权的社会保障税率维持在12.4%; 自营职业者独自承担了12.4%的纳税义务,雇员和雇主都承担了50%的纳税义务。 因此,每名雇员的社会保障税最高限额将由18,228元增至19,865元,其中9932元。50美元将从雇员的工资中直接扣除,而今年这一数字为9,114美元。

然而,明年除了高薪工人外,其他人可能还会对税收和社会保障感到不满。 其原因是,通货膨胀调整也可能对中等收入的老年人造成冲击,使他们处于其部分(或全部)社会保障付款可能须缴纳联邦所得税的状况。

在2023年领取”全额”退休年龄社会保障的工人将获得最高收入3627美元,高于2022年最高福利3345美元。 不过,最高限额因工人申请退休福利的年龄而异。 例如,对1957年出生的人来说,完全退休年龄是66岁和 6个月。 如果他们等到70岁才提出申请,他们的福利将增加28%。

大多数在2023年初开始领取社会保障福利金的人,他们的年收入超过21,240美元,即每月1770美元,每2美元就会减少1美元。 比2022年的19,560美元(或每月1,630美元)有所增加。 2023年实际达到完全退休年龄的人的收入上限更为宽大:他们每挣3美元就只能损失1美元福利,而且在他们之前可以赚到56,520美元。 2022年达到正式退休年龄的人最多为5万1960美元。

由于社保会在你达到完全退休年龄后重新计算你的福利,以补偿你在那个神奇的日子之前失去的任何福利,因此必须记住,这种因收入过多而”失去”福利通常只是暂时的。

今年,收入上限可能特别重要,因为最近由于通货膨胀、经济问题以及(根据调查)想要有所作为的愿望,更多的退休人员正在重返工作岗位。 在新冠肺炎大流行初期,高龄劳动者的劳动参与率有所下降。

社会保障局说,受益人将在12月初收到关于其2023年新个人福利水平的邮政通知,尽管他们可以通过创建一个个人在线账户提前获取这些信息。 超过700万SSI用户将从2022年12月30日开始看到加薪,而社会保障领取者将在1月的福利检查中领取。

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