美国国税局将从2023年开始允许增加401(k)捐款的消息是一把双刃剑:拥有更多的退休资金是美妙的,但你应该把它投资到哪里?

现在,积极的一面是:美国人可以从2022年的20500美元中节省22500美元,因为国税局调整了401(k)的通胀贡献。 每年6 000美元到6 500美元,你现在可以给IRA捐款了。 50岁及以上的人无须每年调整生活费,因此1 000美元的会费上限仍然有效。

50岁及以上雇员的补缴供款上限已由6,500元提高至7,500元。 SIMPLE计划的参与者现在有3,500美元的投资上限,高于2,500美元。

接下来是具有挑战性的部分。 考虑到股市动荡、高通胀和利率,投资者应该把钱放在哪里?

股票指数基金。 当然,是的。 趁股价便宜的时候买股票,或者一年四季都投资。 通常情况下,你会以较少的钱获得更多的股份。 投资于以最实惠的价格持有多种股票的”总市场”基金。 即使在市场下跌期间的投资可能感觉不好,当市场恢复时,你会很高兴。

货币市场投资。 随着利率上升,收益率比普通债券和债券基金高。 这些帐户非常适合为即将到来的开支和短期需要而储蓄。 但是不要把你的大部分鸡蛋放在一个篮子里! 投资共同基金,成本最低或没有。 一定要经常有应急基金,所以要持续使用这种方法。

浮动利率投资。 这些投资可以受益于利率上升带来的更高回报,就像货币市场基金一样。 专家经理选择最好的证券。

真正的产业 现在增加房屋的权益是个好主意。 由于全国范围内可供选择的起跑房并不多,当你决定搬迁或缩小规模时,你会发现急切的买家。 虽然不能保证投资回报,但您已经可以从所做的任何更改中获益。 你还可以还清你的抵押贷款,以产生你将来可以作为贷款的抵押的权益,如果必要的话。

格林伯格说,第一步是认识到为退休储蓄的必要性。 认识到你想为退休储蓄的数额,并提出创新的策略来提高你的贡献。 典型的退休后悔是起步太晚,储蓄太少。 如果你今天把工作辞掉,你可以期待退休了.

我们的其他报告:

Electronically Controlled Variable-Gear-Ratio Steering market report drive growth with market research efforts, and set clearly defined KPIs that align with specific goals, aims, and desired outcomes.
Electroporation Instruments Market Research Report by Demographics, Product, Distribution, Region – Global Forecast to 2028 – Cumulative Impact of COVID-19
The Elemental Fluorine market research report provides information on major lucrative areas in the industry and also contains an in-depth analysis of global, regional and national sales and growth
Cleaning Trolley Market 2022 Qualitative Research, CAGR Analysis, Global Growth Opportunities, Developing Strategies, Challenges, Dynamics, Top Key Players and Size Forecast to 2028
Marine Cooler Products Market Size, Share & Trends Analysis Report By Technology, By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Banana Pulp Market – Global Industry Analysis, Size, Share, Growth, Trends, and Forecast, 2022 – 2028
Air Disinfection Equipment Market Size, Share & Trends Analysis Report By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Tropical Fruit Pulp & Concentrate report of |NO_OF_PAGES| covers an overview of an industry, market or sector in a particular geographic area
Emergency Department Information System Market Size and Outlook 2022 by End users Market Analysis, Production Cost Structure Benchmarks and Forecast till 2028 Research Report
Emission Control Systems Market Size, Share & Trends Analysis Report By Technology, By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Home Treadmill Market Research Report by Component, Type, Language, Deployment Mode, Organization size, Vertical, State – United States Forecast to 2028 – Cumulative Impact of COVID-19
Home Children Trampoline Market Size, Share & Trends Analysis Report By Raw Material , By Product , By Application, By Region, And Segment Forecasts, 2022 – 2028
Cancer Immunotherapies Market Size 2022 Research Report by Global Industry Overview, Growth, Share, Trends, Growth Factors, Opportunities and Forecast till 2028
The Seed Germination Trays market research report will unlock analysis on the market financial status, market size, and Market revenue.
Market Analysis report on Intraoperative Ultrasound offers actionable insights, comprehensive data and in-depth analysis on thousands of global industries
Endodontic Apex Locator Market Size, Share & Trends Analysis Report By Technology, By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Endodontic Reparative Cement Market Research Report by Type, Installation, Application, Region – Global Forecast to 2028 – Cumulative Impact of COVID-19
Digital Radio Frequency Memory Market Size, Share & Trends Analysis Report By Technology, By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Environmental Control Systems Market Research Report by Component, Type, Language, Deployment Mode, Organization size, Vertical, State – United States Forecast to 2028 – Cumulative Impact of COVID-19
High-performance sintered NdFeB Magnet Market by Component , Type , Technology , Business Function, Mode of Integration, Vertical, and Region – Global Forecast to 2028
Rare Earth Magnet for Electric Vehicles Market Size, Share & Trends Analysis Report By Technology, By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Peristaltic Hose Pumps Market by Type, Deployment , by Region, Global Trends and Forecast from 2022 – 2028
Lab Informatics Market Research Report by Component, Type, Language, Deployment Mode, Organization size, Vertical, State – United States Forecast to 2028 – Cumulative Impact of COVID-19
Industrial Films Market Size, Share & Trends Analysis Report By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Agricultural Rope Market Size 2022 Global Industry Investigation by Quantitative Analysis, Segments, Developments, Countries and Forecast till 2028
PP Baler Twine Market Research Report by Component, Type, Language, Deployment Mode, Organization size, Vertical, State – United States Forecast to 2028 – Cumulative Impact of COVID-19
Haematococcus Market Size, Share & Trends Analysis Report By Technology, By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Rehab Equipment Market Size, Share & Trends Analysis Report By Product, By Application, By Region, And Segment Forecasts, 2022 – 2028
Screw Locking Inserts Market Size, Share & Trends Analysis Report By Raw Material , By Product , By Application, By Region, And Segment Forecasts, 2022 – 2028
The Hydro Flight System market research report provides information on major lucrative areas in the industry and also contains an in-depth analysis of global, regional and national sales and growth
Surfing Equipment Market Size 2022 – 2028 Global Industrial Analysis, Key Geographical Regions, Share, Top Key Players, Product Types and Forecast Research Report
Tool Storage Product Market Research Report by Services, Product, Subscription, Age Group, Business Model, Region – Global Forecast to 2028 – Cumulative Impact of COVID-19
Thermoelectric Generators Market Research Report by Vertical, Application, Region – Global Forecast to 2028- Cumulative Impact of COVID-19
Electronic Ink Screen Products Market Research Report by Component, Type, Language, Deployment Mode, Organization size, Vertical, State – United States Forecast to 2028 – Cumulative Impact of COVID-19
Negative-pressure Liposuction Market Share, Growth Trends 2022 | CAGR Value, Regional Developments, Global Opportunity, Industry Drivers, and Competitive Landscape Forecast to 2028
Incombustible Stainless Steel Sandwich Panel Market Size, Share & Trends Analysis Report By Technology, By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Industrial Battery Chargers Market Size 2022 Global Industry Investigation by Growth, Drivers, Trends, Types, Industry Analysis, Key Players and Forecast till 2028
Ceramic Filler Market Size, Share & Trends Analysis Report By Technology, By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
The Mechanical Testing Equipment market research reports provides in-depth vendor selection process and analysis and offers a comprehensive competition landscape and a precise market growth prediction.
Rubber Additive Chemical Market Size, Share & Trends Analysis Report By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Extracted Canola Oil Market Size, Share & Trends Analysis Report By Technology, By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Pessary for Stress Urinary Incontinence Market Size, Share & Trends Analysis Report By Technology, By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Dental Glass Powders Market Size, Share & Trends Analysis Report By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Dental Glass market report highlights key lucrative areas in the industry and also contains an in-depth analysis of global, regional and national sales and growth
Antimicrobial Glass Market Research Report by Covering Material, Application, Region – Global Forecast to 2028 – Cumulative Impact of COVID-19
Solid Glass Microspheres Market Size, Share & Trends Analysis Report By Raw Material , By Product , By Application, By Region, And Segment Forecasts, 2022 – 2028
This Ferromanganese market report Uncovers new markets and industries to target
Heparin (Low Molecular Weight) Market by Component , Type , Technology , Business Function, Mode of Integration, Vertical, and Region – Global Forecast to 2028
This Low Molecular Weight Heparin (LMWHs) market research report provides major factors driving the market performance and how these factors are position to influence the future growth of the Industry
Flame Retardant for Engineering Plastics Market Size 2022 with Company Profile, Sales, Revenue, Average Selling Price, Gross Margin and Forecast to 2028 Research Report by Reportmines.com
The PPE for COVID-19 market research report aids expansion in industry revenue
COVID-19 PPE for Heathcare Applications Market Size 2022 – 2028 Global Industrial Analysis, Key Geographical Regions, Share, Top Key Players, Product Types and Forecast Research Report
Heat Stress Meters Market Size, Share & Trends Analysis Report By Raw Material , By Product , By Application, By Region, And Segment Forecasts, 2022 – 2028
Mobile Phone Graphite Thermal Pads Market Research Report 2022 – 2028
Benzoyl Metronidazole market research report is the cornerstone of business development and indepth analysis of market size and revenue of this market for a period of 2022 to 2028.
Global Color Chemicals Market Size and Outlook 2022 by End users Market Analysis, Production Cost Structure Benchmarks and Forecast till 2028 Research Report
Electronic Grade Conformal Coating Market 2022 Qualitative Research, CAGR Analysis, Global Growth Opportunities, Developing Strategies, Challenges, Dynamics, Top Key Players and Size Forecast to 2028
The Coffee Capsule Piercing Tools market research reports provides in-depth vendor selection process and analysis and offers a comprehensive competition landscape and a precise market growth prediction.
Triethanolamine (TEA) Market – Global Industry Analysis, Size, Share, Growth, Trends, and Forecast, 2022 – 2028
Smart Electric Bidet Seats Market by Component , Type , Technology , Business Function, Mode of Integration, Vertical, and Region – Global Forecast to 2028
Nicotine Transdermal Patches Market Size, Share & Trends Analysis Report By Solution Coverage, By Buyer Type, By Value Chain Processes, By Buyer Size, And Segment Forecasts, 2022 – 2028
Calcium Carbonate Masterbatch Market by Component , Type , Technology , Business Function, Mode of Integration, Vertical, and Region – Global Forecast to 2028
Composite Heat Stabilizer Market Share, Growth Trends 2022 | CAGR Value, Regional Developments, Global Opportunity, Industry Drivers, and Competitive Landscape Forecast to 2028
Global Waxes for Cosmetics Market Size and Outlook 2022 by End users Market Analysis, Production Cost Structure Benchmarks and Forecast till 2028 Research Report
Wax for Adhesive Market Share, Growth Trends 2022 | CAGR Value, Regional Developments, Global Opportunity, Industry Drivers, and Competitive Landscape Forecast to 2028
Refurbished Printers Market Size 2022 Global Industry Investigation by Growth, Drivers, Trends, Types, Industry Analysis, Key Players and Forecast till 2028
Wet Scrubbers Market: Prospects, Trends Analysis, Market Size and Forecasts up to 2028
Dry Scrubbers Market Size 2022 – 2028 Global Industrial Analysis, Key Geographical Regions, Share, Top Key Players, Product Types and Forecast Research Report
Hops LED Lighting Market Size, Share & Trends Analysis Report By Technology, By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Foam Bags Market Size 2022 with Company Profile, Sales, Revenue, Average Selling Price, Gross Margin and Forecast to 2028 Research Report by Reportmines.com
Shooting Gear Market by Type, Deployment , by Region, Global Trends and Forecast from 2022 – 2028
Nylon Netting Market Size, Share & Trends Analysis Report By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Demolition Vessels Market Size 2022 Global Industry Investigation by Growth, Drivers, Trends, Types, Industry Analysis, Key Players and Forecast till 2028
Dandy-Walker Syndrome Treatment market report drive growth with market research efforts, and set clearly defined KPIs that align with specific goals, aims, and desired outcomes.
Sintered Diamond Saw Blades Market Size, Share & Trends Analysis Report By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Welded Diamond Saw Blades market report drive growth with market research efforts, and set clearly defined KPIs that align with specific goals, aims, and desired outcomes.
Glycobiology market report drive growth with market research efforts, and set clearly defined KPIs that align with specific goals, aims, and desired outcomes.
Glycosylated Peptide Market Size, Share & Trends Analysis Report By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Indoor Flooring Market – Growth, Trends, COVID-19 Impact, and Forecasts (2022 – 2028)
Home Exercise Bike Market Research Report by Vertical, Application, Country – North America Forecast to2028 – Cumulative Impact of COVID-19
Vehicle Mounted Spotlights Market Size and Outlook 2022 by End users Market Analysis, Production Cost Structure Benchmarks and Forecast till 2028 Research Report
Our Pellet Hops market analysis is supported by inputs likes its market revenue, market size, dynamics etc.
Modular Substation Market – Global Industry Analysis, Size, Share, Growth, Trends, and Forecast, 2022 – 2028
Home Area Network (HAN) Market Size, Share & Trends Analysis Report By Technology, By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Breakfast Ready-to-Eat Food Market Size, Share & Trends Analysis Report By Raw Material , By Product , By Application, By Region, And Segment Forecasts, 2022 – 2028
HVAC Fan and Evaporator Coil Market 2022 Qualitative Research, CAGR Analysis, Global Growth Opportunities, Developing Strategies, Challenges, Dynamics, Top Key Players and Size Forecast to 2028
Lipidomics Market Size, Share & Trends Analysis Report By Solution Coverage, By Buyer Type, By Value Chain Processes, By Buyer Size, And Segment Forecasts, 2022 – 2028
The Cordierite Ceramics marketsize includes details of its size, products, and geographic scope.
Instant Saliva Testing Devices market report highlights key lucrative areas in the industry and also contains an in-depth analysis of global, regional and national sales and growth
Robotic Pool Cleaner / Automatic Pool Cleaner Market Size, Share & Trends Analysis Report By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
The Heat Insulated PVB Film market research report aids deeper analysis on financial ratios, including liquidity, coverage, leverage and operating ratios
Heat Insulating Films Market Research Report by Component, Type, Language, Deployment Mode, Organization size, Vertical, State – United States Forecast to 2028 – Cumulative Impact of COVID-19
The High Heat Foams market research report aids Qualitative Research, CAGR Analysis, Global Growth Opportunities of this market
Melamine Fiber Market 2022 Qualitative Research, CAGR Analysis, Global Growth Opportunities, Developing Strategies, Challenges, Dynamics, Top Key Players and Size Forecast to 2028
Honey Dispensers Market: Prospects, Trends Analysis, Market Size and Forecasts up to 2028
Market Analysis report on Vaccine Management Solution offers actionable insights, comprehensive data and in-depth analysis on thousands of global industries
Home Beer Brewing Equipment Market Research Report by Services, Product, Subscription, Age Group, Business Model, Region – Global Forecast to 2028 – Cumulative Impact of COVID-19
Hopper Loaders Market Size 2022 with Company Profile, Sales, Revenue, Average Selling Price, Gross Margin and Forecast to 2028 Research Report by Reportmines.com
Hospital Acquired Urinary Tract Infection Market Size, Share & Trends Analysis Report By Technology, By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028
Wear Bushings Market Size, Share & Trends Analysis Report By Technology, By Application, Regional Outlook, Competitive Strategies, And Segment Forecasts, 2022 – 2028

By Xiu 秀

發佈留言

發佈留言必須填寫的電子郵件地址不會公開。 必填欄位標示為 *