政府不久将对其所谓的金融监管做出30多年来最重要的改变之一。

英国银行业的重组旨在让客户更容易地在银行之间转换,并在金融方面给予人们更多的选择。

新规则还将增加银行历来在市场上占有一席之地这一行业的竞争。

对于消费者来说,这意味着他们将能够获得更好的服务和产品,比如在线银行和移动应用程序,同时也能利用更低的收费和利率。
对企业来说,此次重组可能带来更便宜的贷款和更便捷的信贷渠道,从而帮助企业成长和创新。
政府金融行为管理局(FCA)正带头进行改革,该局负责引入反映当今数字世界的现代法规。

这包括为金融机构建立一个新的系统,允许客户快速地转换银行,而无需担心将所有直接借方或长期订单从一个地方转移到另一个地方。

金融管理局也正在研究银行如何更有效地利用技术,以便更好地为客户提供服务。 这可能包括使用人工智能(AI)或机器学习(ML)

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